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News and Information related to Indexed Universal Life Insurance
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How to Sell Indexed Universal Life Insurance
In this article, we’ll walk you through the basics of indexed universal life insurance, as well as discuss strategies that utilize IUL products to serve as a powerful component to your client’s overall portfolio.
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Maximizing Financial Protection with Cash Value Life Insurance
An In-Depth Look at Creditor Protection and Bankruptcy Safeguards
Cash value life insurance policies, encompassing both whole life and universal life insurance, offer individuals a robust solution for mitigating life's uncertainties. While these policies are commonly known for their liquidity in the event of untimely death, their benefits extend far beyond that. Often overlooked is the creditor protection offered...
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Legacy Planning Using Life Insurance: Insured Family Legacy
Let's discuss how life insurance can be used in your clients' legacy plan. An insured family legacy plan is an effective strategy in which your client can utilize indexed universal life insurance to pass on their wealth to multiple generations.
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Which type of policy is best for a Life Insurance Retirement Plan?
A Life Insurance Retirement Plan (LIRP) could be a great option for many of your clients. The question is: which type of life insurance policy is best to use in this strategy?
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Premier Bonus: A Life Insurance Strategy for Business Owners
Premier Bonus is a life insurance strategy for business owners that they may utilize to save for retirement while rewarding their employees.
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Buy Term Insurance and Invest the Difference – A Myth Dispelled
Many of your clients who are interested in life insurance have probably heard of the strategy Buy Term and Invest the Difference. Is this really the best strategy for their situation?
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Split Dollar Plan Utilizing Life Insurance
A financial arrangement between an employer and an employee that involves sharing the costs and benefits of a life insurance policy.
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The Impact of AG 49-B on IUL Products
AG 49-B (Actuarial Guideline 49-B) Rules and Regulations. In this article we explain the new rules and regulations of AG 49, known as AG 49-B. Additionally we discuss how it may impact IUL illustrations moving forward.
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